CoinLoan

Sofia

Anastasia

How to get fast and easy loans against your crypto

Loans

Use your crypto as collateral to get a loan without credit checks with Loans.

What are Loans and how they work

Interest rates from 4.5%, automatic approval, variable LTV options, and more.

What are the benefits of using Loans?

Provide collateral and select a loan currency, LTV, and term. Learn more in the article.

How to get a loan: instruction

On CoinLoan you can borrow an unlimited number of loans.

Can I get more than one loan at a time?

The only fee you pay when using Loans is Origination Fee.

Loan fees and charges

You can't use the same asset for Fixed/Flexible Account and Loans simultaneously.

Can I borrow against the crypto I hold on Fixed or Flexible Account?

No. CoinLoan doesn't carry a check on the applicant’s credit score.

Will Loans affect my credit score?

How to download the list of my loans

Overview

Collateral is our way to secure all the funds borrowed. See the complete list of assets used as collateral inside.

What is collateral? Which assets can be used as collateral?

Can I borrow without collateral?

Yes, you do. You will get your collateral back after repaying a loan.

Do I still own my crypto collateral?

LTV is a ratio between the amount of your loan and the market value of the collateral you choose when getting a loan.

What is LTV (loan-to-value ratio) and how it works

If your collateral value drops significantly and LTV reaches a danger zone of 80%, you’ll get an email with instructions.

What happens when the market value of my cryptoasset changes?

Collateral liquidation is the sale of a part of the collateral to repay the loan. There are a few cases when it may occur.

What is collateral liquidation process?

It depends on your specific situation, as collateral liquidation may occur in a few cases. See some examples inside.

How much time I have before you liquidate my collateral

How to make your loan more resistant and sleep well during the next market crash.

How to sleep well during the market crash if I have a loan

No. You can’t use the same asset as collateral and earn interest on it simultaneously.

Does loan collateral also earn interest?

Collateral & liquidation

When you get a loan, you have three repayment options: regular scheduled repayment, partial repayment, and full early repayment.

How to repay a loan: instruction

Yes, you can make Regular Scheduled Repayment or Full Early Repayment using your loan collateral. It doesn’t work for Partial repayment.

Can I make loan repayment using my collateral?

Your first repayment will be due in 30 days after your loan has been approved.

When my first repayment is due

If the borrower couldn’t pay, the system would try to make an automatic repayment.

Loans

Overview

Collateral & liquidation

Loan repayment