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What are the benefits of using Loans?
What are the benefits of using Loans?

Interest rates from 4.5%, automatic approval, variable LTV options, and more.

Sofia avatar
Written by Sofia
Updated over a week ago

If you don’t want to sell your assets, our Loans may be the right choice for you – make them your collateral.

What benefits do Loans have?

  • Easy start. The only thing you need is to deposit collateral to your Wallet via the most convenient way: see our guides on fiat and crypto transfers.

  • Any type of asset is available for borrowing. Whether you need a loan in fiat, crypto, or stablecoins, you can get it on CoinLoan just by choosing the desired asset and clicking the Borrow button.

  • Automatic approval. You don’t have to wait for your credit history to be checked, as you may be used to with banks. You’ll get automatic approval for your loan in less than a minute.

  • Beneficial rates. Our interest rates start from 4.5%.

  • Transparent fees policy. We have no lock-ins, fines, or hidden fees. The only thing you have to pay is Origination Fee. We also charge no fees or penalties for early repayment.

  • Different repayment options. You can use Partial repayment, Regular scheduled repayment, and Full early repayment to repay your loan.

  • Variable LTV options. Our liquidation algorithm allows us to provide one of the highest LTV limits on the market — 70%. You can choose the one that best fits your needs.

  • Loans for up to three years. Choose the most convenient period from one month to three years.

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