• When you take out a loan, set LTV below the maximum 70% limit.

  • Remember that you can always decrease the LTV of active loans by adding more crypto assets: My Loans > Loan Details > Add More Collateral. Later, at any moment you can cash out excess LTV that you have put in for sleeping sanity. We charge no fees for adding and withdrawing collateral.

  • Or you can make a couple of payments ahead of schedule: My Loans > Repay > Regular Scheduled Repayment / Full Early Repayment. It will decrease LTV, as well. 

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