Choose a lower LTV option rather than 70%.

Remember that you can always decrease the LTV of active loans by adding more crypto assets: go to Loans and click the Add Collateral button right from the Loans tab. Later, at any moment, you can cash out the excess LTV that you have put in for sleeping sanity. We charge no fees for adding and withdrawing collateral.

Make a Full Early Repayment or Partial Repayment (which is more than your current interest): go to Loans and click the Repay button right from the Loans tab.