You can earn up to 5.2% on crypto and up to 6.2% on stablecoins by using

**a Flexible Account**.You can earn up to 6% on crypto and up to 8.2% on stablecoins by using

**a Fixed Account**.

Please see the rates below.

*Current rates on Flexible and Fixed accounts*

### Flexible rates

With a Flexible Account, you can get a standard rate for your asset or increase it by staking our native token, CLT. The maximum staking reward is 1%.

### Fixed rates

Our minimal Fixed rates are +1% to standard Flexible rates:

**cEUR and cGBP***: For a minimum holding period (one month), it’s 5.2%. After that, it’s +0.7% to each subsequent holding term: 5.9% for three months, 6.6% for six months, and so on.**Stablecoins**: For a minimum holding period (one month), it’s 6.2%. After that, it’s +0.5% to each subsequent holding term: 6.7% for three months, 7.2% for six months, and so on.**BTC, WBTC, LINK, and PAXG**: For a minimum holding period (one month), it’s 4.2%. After that, it’s +0.2% to each subsequent holding term: 4.4% for three months, 4.6% for six months, and so on.**Other crypto, except XMR**: For a minimum holding period (one month), it’s 5.2%. After that, it’s +0.2% to each subsequent holding term: 5.4% for three months, 5.6% for six months, and so on.**Monero (XMR)**: For a minimum holding period (one month), it’s 3%. After that, it’s +0.2% to each subsequent holding term: 3.2% for three months, 3.4% for six months, and so on.

*Note**: Maker (MKR) is unavailable for creating a Fixed Account. To earn interest on MKR, you should choose a Flexible Account. *

**When you use EUR or GBP in your Flexible Account and Fixed Account, we operate with cEUR and cGBP internal tokens, respectively, on which you earn interest.*