To create a Fixed Account, you can choose your funding source (Wallet Balance, Flexible Account, or both options simultaneously).
How does Instant Transfer work?
When you use your Flexible Account balance to create a Fixed Account, you don’t have to wait until the daily withdrawal time for Flexible Accounts. Your funds will be transferred immediately.
To transfer funds from your Flexible Account balance, you should choose the Flexible Account option as the funding source in the Create Account form. You can also proceed to the Create Account form directly from the Flexible tab and the withdrawal form for Flexible Account.
Instant Transfer option in Flexible tab – Web platform
Instant Transfer option in withdrawal form – Web platform
How can I transfer funds from Flexible to Fixed Account?
⠀⠀1. Navigate to the Create Account form using one of the ways mentioned above: Create Account or Start Earning buttons in the Fixed tab, Transfer to Fixed button in the Flexible tab, or Instant Transfer to Fixed Account button in the withdrawal form.
⠀⠀2. Choose the Flexible Account option as the funding source for your account creation and enter the amount.
Create Account form – Web platform
Note: You can select both Flexible Account and Wallet Balance options simultaneously. In this case, funds will be automatically deducted from Wallet first. If there are not enough funds on the Wallet balance, the system will use your Flexible Account balance.
⠀⠀3. Pick the Annual Rate & Period option and turn on the Monthly Interest option if necessary. Press Continue.
⠀⠀4. Enable the CLT Staking option if you want to increase your annual interest rate by up to +1%.
⠀⠀5. Confirm the account creation. All done!
Note: When transferring from Flexible to Fixed Account, your funds are first withdrawn to Wallet and then deposited to Fixed Account. You can find all the transactions in the tab of the same name in the Wallet menu in the web app and in Wallet History in the Wallet menu in the mobile app.
Transactions tab in Wallet – Web platform
Wallet History option – Mobile app