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Deposits & withdrawals
Crypto & Fiat
How long do deposits and withdrawals take?
How long do deposits and withdrawals take?

Transfers take up to 24 hours for crypto and 1–3 days for fiat. Deposits to Flexible Account are instant, withdrawals are once a day.

Sofia avatar
Written by Sofia
Updated over a week ago

Deposits and withdrawals on our platform may take different time depending on the asset and the product.

Transfers

Deposits to Wallet

You can top up your Wallet balance with fiat or crypto.

Fiat deposits

SEPA and SWIFT deposits usually take up to 3 business days.

Crypto deposits

Different cryptocurrencies may have different transaction speeds: it mostly depends on the network load and the number of confirmations for a transfer to come through. See how many confirmations are required to successfully deposit each currency in our article. For instance, it’s 3 confirmations for BTC, 30 for ETH, and 1 for XRP.

Crypto deposits usually take up to 24 hours to proceed.

Withdrawals from Wallet

Fiat withdrawals

CoinLoan offers two withdrawal options for fiat — SEPA and SWIFT. Fiat withdrawals are processed during business days and may take up to 24 hours to be sent. Both SEPA and SWIFT transfers may take up to 3 business days to arrive in your bank account.

Crypto withdrawals

Different cryptocurrencies may have different transaction speeds: it mostly depends on the network load. Crypto withdrawals usually take up to 24 hours to proceed.

Transactions within the platform

Deposits to Flexible Account

Deposits to Flexible Account from the CoinLoan Wallet are processed immediately – no need to wait.

Note: To deposit assets to your Flexible Account, you should have the minimum required amount on your Wallet balance. Funding Flexible Account is available only from the CoinLoan Wallet.

Withdrawals from Flexible Account

All Flexible Account withdrawals are processed once a day at 14:00 UTC. If you make a withdrawal request before 14:00 UTC, the withdrawal will be processed on the same day; if after 14:00 UTC, the withdrawal will be processed on the next day.

Note: You can always check your withdrawal status in the Transactions section of the Flexible tab in the Interest Account menu on the platform.

Transactions in the Flexible tab — Web platform

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