About us

CoinLoan is an international financial and technological company established in August 2017 and based in Tallinn, Estonia. CoinLoan is one of the pioneers of cryptocurrency lending and the only platform that provides loans in cryptoassets backed by fiat collateral. More than 200 thousand active customers worldwide use CoinLoan.

Founders and team

The founders of CoinLoan are Max Sapelov and Alex Faliushin, two tech entrepreneurs with cybersecurity backgrounds.

Our team consists of 50+ highly experienced employees: developers, QA engineers, designers, copywriters, marketing and HR specialists, managers, and others. Our employees have strong technical skills and rich financial background. We are continually investing in our people to foster their growth and development.


CoinLoan is a regulated financial institution licensed by the Estonian Intelligence Unit. We comply with the current European and international financial regulations, ensuring the corresponding safety and protection standards.

Read more about our licenses here.


We are constantly making CoinLoan better, and the security part is the most important one.


We store your assets at the certified custodians, BitGo and Fireblocks, that obtain the following key features:

  • Bank-grade crypto vaults

  • Wallet segregation for each client

  • Offline key storage

  • Comprehensive transaction checks

Besides, BitGo provides $250 million insurance from Lloyd’s.

We have chosen BitGo and Fireblocks because they provide all the essential elements crucial for security: reliability, certification, safety, terms, and recognition. Every CoinLoaner can sleep well, knowing their funds are 100% safe.


We are constantly improving our platform to ensure your assets are in a safe place. To guard your funds, we do the following:

  • Provide a strict access recovery policy

  • Improve our protected infrastructure

  • Scan for security vulnerability

  • Require a two-factor authentication

  • Deliver security alerts

  • Operate according to Cryptocurrency Security Standard (CCSS)

  • Provide 24/7 customer support

Please follow the link to learn more about the main CoinLoan security principles.


CoinLoan consists of a seamlessly integrated technology, people, and data ecosystem. Through our tailored crypto lending and earning platform, we help our clients manage their digital assets.

CoinLoaners gain access to the platform’s web and mobile versions (Android and iOS). The mobile app supports the English, German, French, Japanese, Russian, Turkish, Korean, Portuguese, and Spanish languages; the web platform supports English, German, and Russian.



The CoinLoan Wallet is a convenient solution for managing crypto in one place. The Wallet allows users to do the following:

  • Easily transfer crypto between your wallets

  • Withdraw and deposit assets

  • Pay in crypto directly from your Wallet

The following assets are available on CoinLoan:


  • Stablecoins: USDT, TUSD, BUSD, USDC, USDP, PAXG, and DAI

  • Fiat: EUR, GBP, and USD

Instant Loans

The CoinLoan platform is a client-oriented tool where anyone can get a loan backed by crypto-collateral on flexible and competitive terms. CoinLoan’s Interest Rate on loans starts at 4.95%, with LTV options ranging between 20% and 70%. Read more about Instant Loans here.

Interest Account

Except for Instant Loans, the platform provides the Interest Account service, allowing users to grow their assets. It offers earnings in crypto and fiat at up to 10.3% APY, which can rise by 2% with staking CLT, the company’s native token.

Crypto Exchange

CoinLoan has its Crypto Exchange, where users can swap, sell, and buy crypto and fiat. There are 150+ pairs available on the Exchange. CoinLoan boasts competitive rates and a lack of fees for deposits and withdrawals. Our clients don’t have to hop on and off crypto exchanges looking for the best price.

CoinLoan Token (CLT)

CLT or CoinLoan token is an Ethereum-based ERC-20 utility asset applied on the CoinLoan platform and used for securing loans and paying fees. You can grow annual interest up to 12.3% with staking CLT and get a 50% discount on borrowing fees when paying with CLT.

You can purchase CLT for crypto, stablecoins, and fiat currencies via CoinLoan. You can also buy CoinLoan tokens on one of the third-party exchanges we are listed on: Bittrex Global, HitBTC, or Uniswap.

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